However, companies can make an informed decision about an investment by calculating the cost of the investment, comparing it to the potential profit, then factoring in the amount of time it could take to make that profit.

What is the meaning of "factoring" in the above context? What can I use instead of factoring there? and may I have some simple example sentences in plain English about the using of the word "factoring"

  • 1
    dictionary.com/browse/factor says " factor in /into, to include as an essential element, especially in forecasting or planning: You must factor insurance payments into the cost of maintaining a car."
    – Mr Lister
    Oct 16, 2017 at 21:11
  • So, is "consider" a synonym for "factor in"?
    – AR AM
    Oct 16, 2017 at 21:27
  • 1
    No. "include as an essential element" is far stronger than "consider".
    – Mr Lister
    Oct 16, 2017 at 22:00

1 Answer 1


From Oxford Dictionaries:

factor something in (or out)

phrasal verb

Include (or exclude) something as a relevant element when making a decision.

when the psychological costs are factored in, a different picture will emerge

Alternatively you could say "considering" or "accounting for" or "taking XXX into account". In the context of a calculation, you could just say "including".

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