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Here is the sentence it was used in:

"Many doctors and patients are uncomfortable with the idea of having cost of care factor into end-of-life decisions."

I am confused with the sentence because I have checked a lot of dictionaries and found that "factor in" or "factor something into" apparently must take an object, but in the sentence it did not. At first, I thought that there was a mistake in the sentence, namely I thought "having" had been used there as a modal verb "have to". But as Stoney B put it in a comment "to have something do something" means to experience something.

So was "factor into" used as an intransitive verb there as is it correct to do so?

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    I'm confused. To "factor X into Y" is a transitive verb, isn't it? And the sentence has both a subject (cost-of-care) and an object (end-of-life decisions). So what exactly is the issue? – Andrew Jan 17 '18 at 17:13
  • It might help to rewrite the sentence as: Many doctors and patients are uncomfortable with the idea of having to factor cost of care into end-of-life decisions. – Ronald Sole Jan 17 '18 at 17:24
  • Andrew. To me it would make sense if it would be like this: "...with the idea of having someone factor cost of care into end-of-life decisions." I don't think "end-of-life decisions" is the object. – Dmytro O'Hope Jan 17 '18 at 18:19
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A person can "factor in X to Y" or we can say "X {non-person} factors into Y". The verb factor works both ways.

So we can say I am having X {person} factor Y [into Z] or I am having X {non-person} factor into Y.

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