Both sentences have the same number of hits on Google:

save for my studies

save up for my studies

So I'm curious, then what's the difference? Or there's no difference at all?

Example sentence:

She won a scholarship, so the didn't have to save up for her studies.


up there expresses the idea accumulate. Since save already has that meaning, the particle is just a kind of reinforcement of the idea.

After months spent in space travel in Zero-G, astronauts will need to build up muscle.

He is working odd jobs on Saturdays and saving up for a new bike.

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