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Consider this example:

Total amount paid is $100 (principal $80 and interest $20).

Which one is better in business writing?

Total amount paid is $100, including principal $80 and interest $20.

Total amount paid for principal and interest is $100.

But I would like to say the details (how much is the principal and interest, not just total).

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  • Your first example is correct. (The total comprises/includes the principal and the interest.) The total is NOT paid for the principal and interest; It IS the principal plus the interest. Mar 19, 2019 at 13:31

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If you want to describe something made up of other things, and use a full sentence for it rather than a summary like you have in parentheses, you want to use things like comprised of/comprising or made up of, terms that indicate things that are parts of other things.

The total amount paid is $100, made up of $80 principal and $20 interest.
The total amount paid is $100, comprising ...
The total amount paid is $100, comprised up ...

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  • (Presumably not needing to be addressed to the OP). As a general point, explanations for downvotes are helpful.
    – SamBC
    Mar 19, 2019 at 13:48

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