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When I pay for something at grocery or anywhere.

I will pay on a MasterCard.

I will pay with a MasterCard.

Which is more commonly used?

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1

The best choice among your two proposals would be:

I will pay with a MasterCard.

But the best would be:

I will pay by credit card.

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2

One common way to say it is:

I will pay with my MasterCard.

However, we might use on if we are using the phrasal verb put on:

I will put it on my MasterCard.

Macmillan lists one entry for put on as:

put something on something (phrasal verb)
to record something in an account so that someone can pay for it later

  • We put the meal on our expense accounts.

The sentence "Put it on my VISA" is used in an online ESL dialogue entitled The Card Gets Declined:

A: Your total comes to $36.78.
B: Put it on my VISA.

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  • Hi J.R. may I ask how and what you used to find that specific sentence in that online ESL vocabulary?
    – Kaique
    May 16 '19 at 3:57
  • @Kaique - I did a Google search looking for an example usage of "put it on my credit card," and just happened to stumble upon that one. I wasn't even looking for an ESL example per se, but I figured that website would work well for my example.
    – J.R.
    May 16 '19 at 13:25
  • I thought you had looked it up on a website like english-corpora.org/glowbe
    – Kaique
    May 16 '19 at 13:29
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I will pay with MasterCard.

or

I will pay with a MasterCard.

I will pay with MasterCard sounds the most normal to me. You could say:

I will pay on a MasterCard.

More likely you would say:

I will put it on a MasterCard.

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  • I vote for 1 and add: I'll use my MasterCard.
    – Lambie
    May 15 '19 at 20:45

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