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To overcome this problem, I believe primary education should teach children about the importance of being within \ having budget(s).

A native English speaker suggests to write "having budgets" instead of "being within budget".

Why "being within" is wrong and "having budgets" is correct, and please explain what "having budgets" means.

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"Having budget" - When there is still money left in the pot

"Having budget" - Setting out your spending limits in advance to ensure you don't run out of money in the period

"Being within budget" - Finishing the period of time without exceeding the budget

Google Defs.

In the statement above:

To overcome this problem, I believe primary education should teach children about the importance of being within budget.

...teach children about the importance of not exceeding their set expenditure for a set period of time.

To overcome this problem, I believe primary education should teach children about the importance of having budgets.

...teach children about the importance of setting an expenditure for a set period of time.

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