According to Oxford Dictionary

This is a shift

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The black one in this picture is a jumper or pinafore

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And a skirt normally doesn't have the top as the blue one in this picture

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And say you are a parent and you don't know much about clothes and in a casual conversation to a child.

is it okay to say "a skirt" when you are actually referring to "a shift or pinafore or jumper"?

  • To me the pictures show from top to bottom: a dress, a short dress, which could be called a top if worn with trousers and a skirt. – anouk Mar 28 '20 at 17:19

We usually call an all-in-one female garment a dress. A skirt is either a separate lower garment or the part of a dress or coat that hangs below the waist.

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