There is a line from this article, saying,
High-income households and college graduates—which are more likely to have higher amounts of student debt— were more likely to support forgiveness. Fifty percent of households making more than $100,000 per year support forgiveness, compared to 45% of households making less than $50,000. Fifty-three percent of college graduates support forgiveness, versus 35% of people with a high school education or less.
"It's basically an off-the-rack policy to give money to upper-middle class, highly educated people and not others," said Jason Delisle with the American Enterprise Institute. "I don't think it's a good policy because I don't think that's a group of people that we should be providing aid to, necessarily, at the expense of others."
According to 3 dictionaries, the idiom "off the rack" means,
bought, mass-produced, ready-made.
So is the article trying to say
"Hey dude, it's a supermarket policy to give money to high-income people, nothing original"?
Thank you in advance(m_m).