I was wondering if there is any word / idiom / expression to define someone who borrows money from relatives and friends and pays them always late.
I know the words:
But they tend to indicate someone does not want to pay back at all, while I need an adjective etc. which is used to imply that they pay back, but just (a bit late =/= on time.)
Also, I am looking for the antonymous word / expression which is used to define someone who always pays his debts on time.
- I won’t even lend Sam a penny! He’s a / an..........
However, I’ll give my whole life to his sister. She’s a truly reliable person; although she’s jobless now, but if she borrows you can rest assured that no matter how, she’ll pay you back. Everybody knows that she’s a/an............