I am unable to make out what the actress said in this AAMI Insurance Ad: Prove who's the better driver! #driverduels (Before the other actor said "What are the chances?")
I would appreciate if anyone can tell me what she said.
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Not sure why you think anyone is saying "What are the chances?"
The girl on the scooter says, "Read'em an' weep boys."
Then the red-headed man says "Loretta Jones" which is a reference to others advertisements in this marketing campaign.
Note: "Read [th]em and weep, boys" is a humorous phrase used when revealing a winning poker hand. (Literally: look at my cards, and then cry because you realize you have lost the game.)
At the end he says: "Never had a chance".