I am unable to make out what the actress said in this AAMI Insurance Ad: Prove who's the better driver! #driverduels (Before the other actor said "What are the chances?")
I would appreciate if anyone can tell me what she said.
Not sure why you think anyone is saying "What are the chances?"
The girl on the scooter says, "Read'em an' weep boys."
Then the red-headed man says "Loretta Jones" which is a reference to others advertisements in this marketing campaign.
Note: "Read [th]em and weep, boys" is a humorous phrase used when revealing a winning poker hand. (Literally: look at my cards, and then cry because you realize you have lost the game.)
At the end he says: "Never had a chance".