My name is Abhijith S. Raj.
So is my surname S. Raj or just Raj?
(Note that my father's name is Sreeraj and that is why the S. Raj.)
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Is you father's name '****** S Raj' ? In that case, your surname would be 'S Raj'. However, when a person refers you, he wouldn't call you 'Mr. S Raj' right ? He would just call you 'Mr. Raj'. I'm an Indian and I too have the same problem. But I retained only my last name as my surname to fill out forms and I often get referred as just 'Mr. Nair' on my emails. So to avoid any confusion, you should use your surname as Raj.