I am writing a certificate stating the balance of a bank account:

The balance of bank account X is 10,000 USD, ignoring pending operations

By "ignoring pending operations", I mean that there might be some ongoing transfers that would make the balance differs from 10,000 USD.

What would be a more correct phrase for "ignoring pending operations"?

E.g., in French, the proper phrase typically used by a bank would be sous réserve des opérations en cours de traitement.

  • 1
    I would expect to see pending transactions (AmE).
    – user3169
    Commented Jun 23, 2016 at 0:04
  • @user3169 Thanks! "ignoring potential pending transactions"? Commented Jun 23, 2016 at 0:05
  • 1
    I am not sure if you need potential. Do you have a particular reasoning? If there is a future pending transaction, do you also want to exclude its resolution relating to the balance?
    – user3169
    Commented Jun 23, 2016 at 0:10
  • 1
    Then maybe "ignoring possible pending transactions"?
    – user3169
    Commented Jun 23, 2016 at 0:13
  • 2
    I would expect excluding rather than ignoring. Commented Jun 23, 2016 at 0:14

1 Answer 1


A balance statement will usually have a cutoff time after which transactions will not be included in the reported balance.

These can be described as

Certain transactions may not be reflected in the balance shown.
Transactions after 12:30PM are not included in the balance shown.
You may have pending transactions which are not shown in the balance provided.

all these have the meaning

excluding pending transactions

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