To need something for something else
We need this money for the kid's baseball team. [to does not work]
That isn't needed for making a fortune. [to make also works, AND making a fortune is a noun-gerund phrase]
I need this money for him. [to does not work]
She needs the rice for the sweets. [to does not work]
Notice that in the preceding cases, there is a noun (pronoun) or gerund noun after the preposition for. There is no verb. [making a fortune is a participial phrase functioning as a noun]. Making a fortune is not easy.
is not grammatically the same as:
To need something to do something
A university diploma is not needed to earn high profits trading cryptocurrencies.
A university diploma is not needed for earning high profits trading cryptocurrencies.
However, they can also mean for the purpose of in those examples. But they do not exhibit the same grammar. And for and to are not always interchangeable as can be seen in the examples at the beginning of this answer.