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In my experience, silverware is the most common term for metal eating utensils (forks, knives, spoons), though flatware is also perfectly acceptable. I've also heard and used cutlery to describe this set of items, though in the U.S., cutlery can also refer to kitchen knives of all kinds.
Crockery is very common to refer to ceramic dish sets, also just ...
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Regarding "the dishes":
A dish, in my area of the USA is more often called "a plate". It is a flat, usually round thing made from plastic, glass, or ceramic that you put non-liquid food on and eat from.
However, the dishes can either mean a collection of plates, (especially as compared to bowls, as in "put the dishes here and the bowls there"), but most ...
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The answer to the English part of the question is that “Let’s split the check” is acceptable. We might also say “I would prefer to pay my share of the bill.”
For more specific advice about how to handle the situation without seeming ungrateful, you may want to look at the Interpersonal Skills Stack Exchange site. Etiquette in specific situations is on-topic ...
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