This is basically a stylistic choice - there's no difference in meaning, but there is a difference in emphasis. Presumably, the author is going to follow this sentence with a detailed discussion of the reasons why the bankers' deep skepticism is valid. By setting off the "and with some reason" as its own phrase with a comma, the author draws extra attention to this phrase and implies that this is going to be the focus of further discussion.
If the author wasn't going to discuss the reasons for the skepticism, but just discuss the words that the bankers said or discuss other topics about bitcoin, then sentence 1 would be a poor choice and sentence 2 would be better.