There's no grammatical rule to say any of OP's variants are "incorrect". For example...
There haven't been enough studies to determine if or not there truly are negative effects...
It's just that idiomatically we don't use that form so often, so it may appear "strange". But here are a few hundred instances of decide if or not if you want to practice getting more used to that version.
In light of StoneyB's answer (and comments thereto), I think it's worth pointing out that James McCawley, in what's probably the definitive reference book The Syntactic Phenomena of English devotes several pages to this particular usage. At the end of which he writes...
I suggest a deep structure like [what he's just set out] without enthusiasm, but also without any idea of how else the different kinds of alternative questions could be given an analysis that is at all unified.
Effectively, what McCawley is concluding there is that undeniably native speakers do have commonly-agreed preferences about contexts where if/whether are not interchangeable, but no-one (including him) can come up with a coherent "grammatical rule" to describe what exactly governs our thinking.
Mostly I think what this amounts to is if is such a short, common word that we've gotten used to using it in a wider variety of "conditional" contexts. But whether remains far more tightly bound to "binary choice, yes or no" contexts, so it's best to avoid it unless the single alternative (or not) is explicitly specified.