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In bank check ,we can see "pay to the order of".pay to the order of tom means that pay my money in the bank to tom,what does order mean here?

1.pay to is a whole part,the order of tom is another whole part.Or pay to the order of is a whole part?

2.order here means :

 a. command , instruction
 b. willing
 c. request
 d. rule

1 Answer 1

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I think order there means the instruction of the receiver of the check. The recipient of the check must endorse or sign it for it to be cashed. The phrase pay to the order of is contrasted with pay to bearer, which doesn't require an endorsement by an individual, as explained here:

Investopedia pay to order

What Is Pay to Order?
Pay to order describes a check or draft that must be paid via endorsement and delivery. Pay-to-order instruments are negotiable checks or drafts that are generally written as "pay to X or pay to the order of X." The name entered here indicates the specific person, group, or organization that the payer authorizes to receive the money. Pay-to-order instruments stand in contrast to pay-to-bearer instruments, which do not require an endorsement.

[emphasis added]

However, you can't just plug in a synonym of order and expect the whole phrase to mean the same thing. It's a fixed phrase with an accepted legal meaning.

5
  • What is a "check"? Commented Dec 11, 2021 at 10:40
  • What a ckstion! Commented Dec 11, 2021 at 10:44
  • 1
    I wasn't joking about the spelling, rather the very idea of checks/cheques. There was a plan to abolish them in the UK by 2018 but it was dropped, however hardly anyone uses them any more. I have a book issued in 2007 and it has had 2 cheques used. Cash is going the same way. Commented Dec 11, 2021 at 11:54
  • 2
    "Cash" by the way is like a metal or paper form of bitcoin that that used to be used in the 20th and early parts of the 21st century... (this is a message for the future)
    – James K
    Commented Dec 11, 2021 at 13:44
  • I still use them for payments to individuals, like family Christmas gifts, and to government when any alternative would would require adding a dollar or two. Commented Dec 11, 2021 at 14:55

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