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I'd really be a fool not to because $463,000 sounds like a lot, but after taxes it will barely buy you a new refrigerator with delivery and installation in Manhattan.

Would it be correct if I use “including” instead of with in this sentence ? If it is correct wihich one would be more formal?

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    Are refrigerators really that expensive in the USA? Or taxes so high? Commented Mar 12, 2020 at 20:40
  • Can you clarify what you mean by "formal"? This sentence is very informal to begin with and would need to be rewritten completely to be formal. "With" is used idiomatically here: see this definition.
    – TypeIA
    Commented Mar 12, 2020 at 20:41
  • @MichaelHarvey This is hyperbole of course, but Manhattan is a ridiculously expensive place to live!
    – TypeIA
    Commented Mar 12, 2020 at 20:42
  • @MichaelHarvey $50,000 refrigerator, plus ~1000% tax...seems about right.
    – Juhasz
    Commented Mar 12, 2020 at 21:01
  • @TypeIA I just want to learn if I can use “including “ in this sentence.
    – user90151
    Commented Mar 12, 2020 at 21:09

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"Including" and "with" would have the same meaning in this sentence.

"Including" might be clearer in some cases and so would probably be preferred in more formal contexts, but as pointed out in the comments, the example given is so informal that any difference in formality is irrelevant in this case.

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