**I told my mom that I had an accident.

I told my mom that I had been in an accident.**

Although the first sentence seems more common, today I have come across the second sentence and got suprised.

I checked online and saw it frequently used for cars (eg. how to understand if a car has been in an accident)

So, do both sentences have the same meaning?

I had an accident.

I have been in an accident.

Although the first sentence seems more common, today I have come across the second sentence and got suprised.

I checked online and saw it frequently used for cars (eg. how to understand if a car has been in an accident)

So, do both sentences have the same meaning?