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"Pay your bills and stay hell out of debt. If I could have paid myself all the money I've paid out in interest over the years, I'd be retired already."

What confused me is "If I could have paid myself all the money I've paid out in interest over the years,I'd be retired already."

Could anybody help me ?

1 Answer 1

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The speaker is talking about the 'amount of money' paid as interest.

Interest (money): money that is ​charged by a ​bank or other ​financial ​organization for ​borrowing ​money

The sentence is spoken informally and with little humor. He wants to say that one should stay away from debt. Because he has paid a lot of interest to the finance company/bank. If that amount of money (the interest) is paid him back, he'd do no work and will be retired.

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