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Which of the next sentences are more natural/rightful:

  1. I am writing to claim the insurance to cover the cost of damaged car...

  2. I am writing to claim the cost of damaged car covered by insurance...

  3. something even more natural :)

The general meaning, car was damaged in accident and I want insurance company cover the cost.

Thanks.

  • why 'write' then? I want to 'claim'...! – Maulik V Nov 4 '15 at 5:24
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I would use "file a claim" in such situation.

I am writing to file an insurance claim for the cost of vehicle repairs.
I am writing to file an insurance claim for the cost of repairing my damaged vehicle.

I used "vehicle repairs" because that is what the insurance would pay for.

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